1. Who We Are. When you visit the Colorado Mortgage Finance Web site to request a loan, you will complete one simple loan request. Based on the information you supply, Colorado Mortgage Finance will transmit your data to at least one, and no more than four participating lenders who are best suited to meet your financial needs.
2. Information We Collect. When you inquire about financial products or services through Colorado Mortgage Finance, you may be asked to enter personal and non-personal information. Depending on the type of products or services you are inquiring about, you may need to provide personal and financial information such as your name, phone number, Social Security Number, e-mail address, income and other financial information. Colorado Mortgage Finance will never request or collect data on subject areas including medical/health conditions; political, religious or philosophical beliefs or affiliations; trade union membership or sex life. We will not sell or share any personal information about you or with any other third party except as authorized by you, to financial product and service providers who are network members in the Colorado Mortgage Finance system for the purpose of providing the product or service you are requesting, or as may be required by law.
When you visit a Colorado Mortgage Finance Web site, our Web server sends a cookie to your computer. This cookie merely stores a limited amount of information about your site visit. These cookies, however, do not store any personally identifiable information such as your name, email address, phone number, etc. as you browse the site.
Colorado Mortgage Finance may also utilize Web Logs to track aggregate information about how our site is being used. Web Logs track anonymous user information, including the number of visitors to our site, operating systems, Internet Provider addresses (if publicly available), and browser type. Unlike cookies, Web Logs are maintained only on Colorado Mortgage Finance servers and do not store or place anything on the user's computer.
If you come to the Colorado Mortgage Finance web site from an online ad, an anonymous identification number may be passed to our site. This information cannot be used to gather any personally identifiable information about you. It will only allow us to track the overall effectiveness of our online advertising campaigns.
In the “Contact Us” form of a Colorado Mortgage Finance website, we may ask you for personally identifiable information such as your name, mailing address, email address, etc. This information will not be sold to any person or organization. However, your information may be shared with other parties relevant to your transaction to help you resolve any issues you report to us.
3. How Your Information is used. When you make an inquiry about a loan or other product through Colorado Mortgage Finance by entering your personal information and clicking on the "Submit" button, you are authorizing to share your inquiry and your personal information with other businesses who participate in the Colorado Mortgage Finance system who provide financial products or services that match your inquiry. Financial institutions and other loan services who subscribe to our system compete for the opportunity to provide financial products and services that matches your inquiry. By submitting your information to us, you are also authorizing these businesses to contact you directly by e-mail and telephone with information about financial products or services they offer that match your inquiry. There is no minimum amount of financial institutions that may or may not contact you; however there is a maximum limit of 4.
Your information will not be shared by Colorado Mortgage Finance with other third parties or for any other purpose. However, you should be aware that we have no control over how other businesses with which we share your information may use it or whether they will sell or share your information with third parties.
As part of the Colorado Mortgage system of anti-fraud protection, we may also contact you directly to verify that you have submitted the information received through our website. By entering and submitting your personal contact information, including phone number and e-mail address to our website, you are authorizing Colorado Mortgage Finance, at its discretion, to contact you to confirm your identity and confirm that you are interested in seeking information about the financial products or services in your request. Colorado Mortgage Finance may contact you, either by phone or e-mail, to confirm that your information has not been submitted to our Web site fraudulently or in error.
Colorado Mortgage Finance may release account and any other personal information when we believe release is appropriate to respond to a subpoena or otherwise comply with the law or protect the rights, property, or safety of Colorado Mortgage Finance or others. This includes exchanging information with other companies and organizations for fraud protection.
From time to time, Colorado Mortgage Finance may notify you about a special offer from one of our promotional partners. At your request, Colorado Mortgage Finance will not send you any information or offers unrelated to your request for financing. If you do not wish to receive any of these offers, please follow the instructions to unsubscribe included in your e-mail.
4. Changes to This Policy; Additional Information. If you have questions or concerns regarding this Privacy Policy, you should first contact Colorado Mortgage Finance by going to the "Contact Us" page at www.ColoradoMortgageFinance.com. Colorado Mortgage Finance may find it necessary or be legally obligated to update this Privacy Policy from time to time. When we do, we will post those changes on this page and update the effective date so that you are always aware of the information we collect, how we use it, and under what circumstances we disclose it. Any changes will become effective upon posting, unless otherwise stated.
This Privacy Policy describes the standards to which Colorado Mortgage Finance adheres in handling information about consumers and their requests for information on loans and other financial products. However, Colorado Mortgage Finance is not responsible for the privacy policies and practices of the financial product and service providers who participate in its online marketplace and may contact you with their offerings once you submit your information. We also have no direct control over the practices and privacy policies of the businesses, such as the one from whose website you transferred to this site.
5. How to Contact Us. For more information or if you have questions or concerns regarding the Colorado Mortgage Finance Privacy Policy, please complete the form on the "Contact Us" page at www.coloradomortgagefinance.com.
